Privacy and terms
What we collect
- A random visitor ID in a first-party cookie, so we can count unique readers, remember which stories you marked useful, and stop duplicate votes. It is not linked to your name.
- Reading signals for each story: that it was opened, roughly how long it was read while on screen, how far you scrolled, and whether you shared or liked it. The newsroom uses these totals to decide what to cover.
- What you send us: comments, questions, story ideas, and the name and email you enter. Emails are never shown publicly.
- Tips: what you tell us, any photo or video you upload, and the name and contact details you give (stored encrypted). Uploads stay private unless an editor clears them for a story; rejected tips’ uploads are deleted. We never publish a tipster’s name or contact details.
- Searches made on this site, without your identity, to understand what readers want covered.
- A one-way hash of your IP address to stop spam and abuse. We don’t store the address itself.
Advertising
Ads on CashIn Credit are served by Laidback Machine (https://lbmads.com/), which may set its own cookies to count impressions and clicks and to prevent fraud. See Laidback Machine’s terms for details.
Payments
Tips, memberships and sponsored-story fees are processed by Square. We never see your card number. We keep the amount, email, Square payment ID and the reference code you used.
Tips and uploads
By sending a file you confirm you have the right to share it, that it shows no one’s address or personal details, doesn’t identify injured people or minors, and contains nothing you aren’t allowed to share (and that you didn’t take it somewhere closed or off-limits), and that CashIn Credit may publish it (with our watermark for video) if an editor uses your tip. We don’t pay for tips.
Corrections
If you believe a story is wrong — a name, a rate or fee, a date or deadline, a rule’s stage, a figure, a quote, an attribution — email credit@cashinnews.com — an editor reviews every request, and corrections are noted at the top of the story.
AI-generated content
Most stories and all answers in “Ask the newsroom” are produced by AI and labeled. They can contain errors; check the linked sources before relying on them, and email credit@cashinnews.com to report a problem. Nothing on this site is legal, financial, tax or credit counseling advice, and we don’t endorse any lender, card issuer, credit bureau, credit repair or debt relief company, or app. Rates, fees, rules, deadlines and figures are as announced or reported by the sources we name and change often; entries on What’s Changing and Credit by the Numbers are listed as announced or published — check the official notice or the lender’s own disclosures before you act. No one can guarantee a change to your credit score. The dispute letter builder runs entirely in your browser; we don’t receive or store what you type. For your own situation, a nonprofit credit counselor or a legal aid office can help. If you’re asked to remove information about yourself, or see something that puts someone at risk, email us and an editor will act quickly.
Comments
By posting, you confirm you wrote it and give us permission to display it. We remove spam, harassment, threats, personal information about others and illegal content. Moderation is assisted by AI and reviewed by editors.
Contact
Golden Era Holdings LLC — credit@cashinnews.com