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Friday, October 23, 2026Fix, build and use your credit — scores, reports, cards, loans, the rules and the scams, explained around the clock

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By the numbers

The latest official figures, with who published themEvery figure
  1. Average credit card rate22.38%October 2026 · WalletHub
  2. 30-year mortgage rate7.40%week of Oct. 15, 2026 · Freddie Mac
  3. New-car loan rate6.35%Q2 2026 · NerdWallet

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